To meet the pressing housing and development needs in Vietnam, Habitat for Humanity International will operate in Vietnam over the next 5 years to accomplish the following key objectives:1. PROGRAMS:- 18,000 families are served by 2011 via core business models of Housing Micro-Finance, vocational and technical training, technical support in shelter, water and sanitation improvement and transformational community development:Microfinance partnerships are established (informal and formal)Technical services delivery quality construction training and monitoring servicesCommunity and Partner participation models develop best practices for replication- Shelter and related vocational traing business loan services and the Habitat Resource Centers:Housing gaps are identified and filled by creative collaboration and delivery systemsMFI partnerships and ‘best practices’ are mainstreamed into financial (Habi-Loan) programHousing Micro-Finance is embraced by a variety of low-cost housing providers, NGOs & GovernmentBroader community impact opportunities realized (“more than houses”)HRC Model has broad impact (training, income generation, low cost materials and production)- HFH staff and leadership develop and mentor  specific competencies for each business model:Human Resource Systems recruit, develop and retain competent staff for:Loan Management, Finance, MFITechnical, Construction, A/T, Disaster ResponseCommunity Development, TransformationResource Mobilization, Events and CommunicationAdministration and other Support-  Regional Support Offices established in Strategic LocationsMulti-national and Local RM Office & Urban HRC - Ho Chi Minh City (South)Kien Giang Provincial & Mekong Delta Project Offices & Rural HRC (Mekong – Deep South)Government and Bi-lateral Relations Representative Office & Urban/Rural HRC – Hanoi (North)Central Program Development Office & Urban/Rural HRC – Danang (Central)2. RESOURCE MOBILISATION:-  Revolving Fund is developed, sustained and recapitalizedLoan Business Model DevelopedPartnership Shelter Funds Created & RevolvingMFI or Social/Charitable Trust organization registration exploredFinancial Institution or For-Profit Unit as alternative delivery modelRevolving Fund Supports ongoing initiativesInitial donor capital continues to serve the poor -  Diverse Capital and Human Resource base developedResource Development focus in Ho Chi Minh CityHFHI-GCN provides initial support (yr 1-3)33% minimum from savings33% from Bi-lateral Support33% from Multinational PartnersVolunteer Pool represents:1/ Church2/ Multinationals3/ Labor Unions (technical)4/ Youth Unions and Schools5/ Civic Organizations (Rotary, Lions, Kiwanis, etc)6/ Domestic Build strengths lead to GV/INTL success (FY06)7/ Outbound teams begin FY07